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The Best in Business Insurance

      You've worked hard building a successfull business, so make sure you have the proper coverage to protect your investment. At our agency, you can choose from a wide range of commercial policies including, but not limited to; property, liability, workers' compensation, Business Auto, Group Health/Life, and Commercial Contractor Bonds to ensure coverage against most types of loss. 

Umbrella

     You may think your business is fully covered, but sometimes disaster strikes and additional coverage is neccessary to recover from your loss. Umbrella Liability is an inexpensive way to provide additional coverage over and above existing policies. Dan Charles Agecy can provide you with a policy to fit your business and your wallet.

Commercial Auto

      Michigan is a "No-fault" auto insurance state. In addition to standard liability coverage, all drivers must carry Personal Injury Protection, and Property Protection Insurance (PIP & PPI). PIP covers auto accident related medical costs, along with lost wages up to a maximum amount for up to three years. A PPI policy will pay up to $1 million for damages caused to other peoples property.
Improved rates are available for drivers with clean records and/or a CDL.
We can provide coverage for all commercial automobiles including pickup trucks, dump trucks, tow trucks, semi-tractors and almost anything you can think of. We will work tirelessly to provide you with the auto coverage you are looking for.Commercial Auto
Michigan is a "No-fault" auto insurance state. In addition to standard liability coverage, all drivers must carry Personal Injury Protection, and Property Protection Insurance (PIP & PPI). PIP covers auto accident related medical costs, along with lost wages up to a maximum amount for up to three years. A PPI policy will pay up to $1 million for damages caused to other peoples property.
Improved rates are available for drivers with clean records and/or a CDL.
We can provide coverage for all commercial automobiles including pickup trucks, dump trucks, tow trucks, semi-tractors and almost anything you can think of. We will work tirelessly to provide you with the auto coverage you are looking for.

Liability

     We offer Commercial General Liability including Products and Completed Opperations, Employee Benefit Liability, Employment Practices Liability Insurance, Pollution Liability, Liquor Liability and much more. Liability insurance can be very important to the longevity of your business. At the Dan Charles Agency we can provide you with the right liability protection for your business. 

Workers Compensation

     Insurance provides coverage for work-related bodily injury or disease. Employers are held accountable whether or not the worker contributed to the infirmity or injury. State law requires that most employers must provide Workers Compensation Insurance.
Benefits incorporate lost wages, medical expenses, and disability payments.

Commercial Property Insurance

     At Dan Charles Agency we offer property insurance to protect your business from a small mishap to a critical loss. Whether you own your building, rent your workstation or work from home, we will protect your business' corporeal resources. What's covered and from what cause of loss varies with each policy. Let us insure your future before adversity strikes. We understand how important your business is and we can provide you with a policy to fit your needs. Having the right protection can determine wether or not your business recovers from a catastrophic loss. Many business enterprises never recover after catastrophy strikes.